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Cumulative Trauma (CT)
An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome.
Compromise and Release (C&R)
Generally, a final settlement of your workers' compensation case where the parties agree on a single lump sum payment. It usually settles all outstanding issues except for future vocational rehabilitation.
State Disability Insurance (SDI):
A branch of the Employment Development Department that pays temporary disability benefits for non-industrial injuries or illnesses.
Findings & Award (F&A)
A Workers' Compensation Administrative Law Judge's decision finding that an applicant is entitled to disability benefit payments, future medical treatment, or both.
Light Duty
Temporary change in job assignment to accommodate work restrictions while you are healing. May or may not pay at the same rate as your normal work assignment. Lost wages may be partially made up by Temporary Partial Disability (TPD) payments.
Wage Loss
Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD).
Panel Qualified Medical Evaluator
A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.
Settlement
A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition.
Permanent Disability (PD)
Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary.
Uninsured Employers Fund (UEF)
If your employer is illegally uninsured, this fund may provide benefits to you.
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